conventional loans

Rhode Island Housing

Receive 100% Financing with No Income
Limits through Home Point Financial.

Are you looking to purchase a home in Rhode Island and haven’t owned a primary residence in the past three years? You could be eligible for our 0% down loan program for a one or two-unit property with a mortgage amount up to $424,100. Plus, there are no income limits to qualify!

Program highlights include:

• Credit scores as low as 580
• As little as 3.5% down for three and four-unit properties
• No mortgage insurance or reduced mortgage insurance options
• Conventional multi-family purchase with 5% down AND no mortgage insurance

This program is eligible for Rhode Island properties only.

Apply Online